1. How many TVs do you have in your house? A report published in the Annals of Behavioral Medicine showed that based on a survey of overweight people with a history of dieting, the habits of successful ‘losers’ included having fewer televisions at home. This makes sense since it is easy to see a TV, turn it on, sit down and start watching. Too hard to get rid of the TVs? Then make a goal to do something whenever you are watching it. Try doing squats, lunges, pushups or situps while watching the tube to make your time more productive.
2. When you go in your kitchen, what is the first type of food you see? If you don’t keep food on the counters, then check out your refrigerator and cabinets. Keep fresh fruit and/or veggies out in plain sight where you will see them first so you will be more tempted to grab an apple (or something similar) when you need a snack. Keep healthier options front and center in your cabinet and refrigerator for the same reason. Most of us take the path of least resistance for most things in life, and this includes eating and exercise. Make it harder to eat less nutritious options and easier to eat healthier options.
3. Exercising at home is always the most convenient way to burn off those calories, but not always the easiest. What barriers do you unintentionally create for yourself that make it harder for you to exercise at home? It takes no more than about three square feet of space to do many, many exercises. Make sure that you have this space available in your home without having to move heavy furniture or go too far to get any equipment you might need. If you use videos, keep them in an area that is very close to where you will actually use them. Make everything as convenient as possible and you will have a harder time finding excuses not to do it.
2012年8月8日星期三
2012年8月7日星期二
A Morning Workout Definitely Has its Benefits
Workout in the morning? Ugh! I have a hard enough time getting up and making my way to the coffee pot. How will I ever make it to the gym? This is a struggle that many people have. There are many benefits to a morning workout all of which will help you to accomplish your fitness goals.
First and foremost a morning workout will guarantee that you will actually get it done. No more excuses that come up so easily after a long day of work. It may be difficult at first training your body to get up and get to the gym but once at the gym you will wake up faster, be mentally alert and ready for whatever your day has in store for you.
How many times have you dragged yourself into the office dreading the day ahead? By working out in the morning you start with a sense of accomplishment that will follow you throughout your day. People have also reported they find it easier to watch what they eat and stay away from the unhealthy greasy food.
I have read that people who exercise in the morning have better sleep patterns. Getting up earlier means getting to bed at a reasonable hour. If you have ever tried an evening workout you may have noticed the increase energy which comes from the adrenaline rush created by your workout. If you have ever watched a scary movie before bed then you know what this adrenaline rush feels like.
When I workout in the morning I feel better mentally and physically throughout the day. My mood is better and I can approach my day with a more positive outlook.
Will you burn more fat by exercising in the morning?
Absolutely! Working out in the morning kicks your metabolism into gear and continues to burn fat throughout your day. I have read so much conflicting information on whether to eat or not eat before a morning workout.
Some theories try to show that a morning workout on an empty stomach will increase your metabolic rate all day long and some theories recommend eating a small amount of carbohydrates prior to a workout.
If you are doing aerobic training in can be beneficial to drink 2-3 cups of coffee prior to your workout. This forces your body to dip into the fat and protein that is stored up in your body.
When strength training it is recommended that you eat carbohydrates prior to your workout. This provides you with more energy and strength for a longer workout.
I use both of these workouts and have found that I have energy after both. I do recommend that you eat a normal breakfast after each workout. The combination of eating habits and workouts will help keep your metabolism elevated throughout the day.
First and foremost a morning workout will guarantee that you will actually get it done. No more excuses that come up so easily after a long day of work. It may be difficult at first training your body to get up and get to the gym but once at the gym you will wake up faster, be mentally alert and ready for whatever your day has in store for you.
How many times have you dragged yourself into the office dreading the day ahead? By working out in the morning you start with a sense of accomplishment that will follow you throughout your day. People have also reported they find it easier to watch what they eat and stay away from the unhealthy greasy food.
I have read that people who exercise in the morning have better sleep patterns. Getting up earlier means getting to bed at a reasonable hour. If you have ever tried an evening workout you may have noticed the increase energy which comes from the adrenaline rush created by your workout. If you have ever watched a scary movie before bed then you know what this adrenaline rush feels like.
When I workout in the morning I feel better mentally and physically throughout the day. My mood is better and I can approach my day with a more positive outlook.
Will you burn more fat by exercising in the morning?
Absolutely! Working out in the morning kicks your metabolism into gear and continues to burn fat throughout your day. I have read so much conflicting information on whether to eat or not eat before a morning workout.
Some theories try to show that a morning workout on an empty stomach will increase your metabolic rate all day long and some theories recommend eating a small amount of carbohydrates prior to a workout.
If you are doing aerobic training in can be beneficial to drink 2-3 cups of coffee prior to your workout. This forces your body to dip into the fat and protein that is stored up in your body.
When strength training it is recommended that you eat carbohydrates prior to your workout. This provides you with more energy and strength for a longer workout.
I use both of these workouts and have found that I have energy after both. I do recommend that you eat a normal breakfast after each workout. The combination of eating habits and workouts will help keep your metabolism elevated throughout the day.
2012年8月6日星期一
10 Need-to-Know Don'ts About Hydration
1. Don't be average. Research suggests that the average person does not consume enough fluids to be adequately hydrated. In fact, even people who exercise regularly often aren't properly hydrated before they work out, a situation that exacerbates their exposure to the health risks associated with dehydration.
2. Don't ignore the odds. The potential consequences for exercisers of being inadequately hydrated run the gamut from not-all-that-important to extremely serious. On the relatively less-weighty side are a diminished level of performance, a heightened level of muscular fatigue, and a loss of coordination. On the much more grave end of the continuum is an elevated risk of heat exhaustion and heat stroke.
3. Don't fail to be prepared. Physically active people can undertake several steps to ensure that they are properly hydrated. For example, ACSM recommends that individuals drink at least 16 oz of fluid approximately 2 hours before they exercise. During exercise, at least a half cup of fluid should be consumed every 15 minutes. After physical activity, individuals should drink about 16 oz of fluid for every pound of weight they lost while exercising.
4. Don't overlook the signs. A number of indicators suggest the onset of dehydration. Among the more common signs, in this regard, are muscle cramps, muscle fatigue, diminished performance, headaches, loss of coordination, inability to pay attention, and dizziness. A much more serious hydration-related sign is when a person stops perspiring - which may be an indication of a heat injury.
5. Don't rely on a sense of thirst. Although it seems entirely logical that if your body needs water, you'll be thirsty, the reality is something else. By the time you feel thirsty, your body has already begun to dehydrate.
6. Don't believe all of the hype. The number of possible options targeted at people who want to address their fluid needs seems virtually endless. Regardless of whether the fluid is augmented with electrolytes, vitamins, carbohydrates, sodium, caffeine, or just plain flavor, each of the these choices is typically touted as the "best" way to deal with hydration. Unless the bout of exercise is going to exceed an hour, water is the recommended fluid of most registered dietitians (a group that constitutes the most-informed source of sound information on all things nutrition).
7. Don't let the bottle get you down. From a hydration standpoint, it is important to keep in mind that alcoholic drinks are diuretics. Given the fact that consuming such drinks can cause you to lose fluid through urination (in one end, out the other) almost as fast as you drink them, it is a good idea to either avoid alcoholic beverages altogether when trying to hydrate or plan to match every glass of them you drink with the downing of a comparable amount of water.
8. Don't overfill the tank. Truth be known, drinking too much water also can cause serious problems for exercisers, as can drinking too little. Consuming an excessive amount of fluid can lead to a condition known as hyponatremia, which results when the level of salt in the blood is unduly low. The consequences of having this condition can be life threatening in some situations.
9. Don't buy the smaller-sized clothes just yet. Water loss should not be confused with fat loss. Too many individuals mistake the relatively substantial loss ofweight that often occurs during an exercise session as fat loss. Unfortunately, it's fluid lost from sweating - not fat expendedwhile exercising. Individuals will replenish the loss of fluid as soon as they drink fluids again.
10. Don't forget to remember. Proper hydration is not only an issue for serious exercisers, it's a concern for everyone. As such, all individuals should pay attention to their fluid intake throughout the course of the day, starting with drinking a glass of water when they first wake up and continuing with taking sips of water throughout the day. In other words, people need to remember to make proper hydration a habit that they practice daily.
2. Don't ignore the odds. The potential consequences for exercisers of being inadequately hydrated run the gamut from not-all-that-important to extremely serious. On the relatively less-weighty side are a diminished level of performance, a heightened level of muscular fatigue, and a loss of coordination. On the much more grave end of the continuum is an elevated risk of heat exhaustion and heat stroke.
3. Don't fail to be prepared. Physically active people can undertake several steps to ensure that they are properly hydrated. For example, ACSM recommends that individuals drink at least 16 oz of fluid approximately 2 hours before they exercise. During exercise, at least a half cup of fluid should be consumed every 15 minutes. After physical activity, individuals should drink about 16 oz of fluid for every pound of weight they lost while exercising.
4. Don't overlook the signs. A number of indicators suggest the onset of dehydration. Among the more common signs, in this regard, are muscle cramps, muscle fatigue, diminished performance, headaches, loss of coordination, inability to pay attention, and dizziness. A much more serious hydration-related sign is when a person stops perspiring - which may be an indication of a heat injury.
5. Don't rely on a sense of thirst. Although it seems entirely logical that if your body needs water, you'll be thirsty, the reality is something else. By the time you feel thirsty, your body has already begun to dehydrate.
6. Don't believe all of the hype. The number of possible options targeted at people who want to address their fluid needs seems virtually endless. Regardless of whether the fluid is augmented with electrolytes, vitamins, carbohydrates, sodium, caffeine, or just plain flavor, each of the these choices is typically touted as the "best" way to deal with hydration. Unless the bout of exercise is going to exceed an hour, water is the recommended fluid of most registered dietitians (a group that constitutes the most-informed source of sound information on all things nutrition).
7. Don't let the bottle get you down. From a hydration standpoint, it is important to keep in mind that alcoholic drinks are diuretics. Given the fact that consuming such drinks can cause you to lose fluid through urination (in one end, out the other) almost as fast as you drink them, it is a good idea to either avoid alcoholic beverages altogether when trying to hydrate or plan to match every glass of them you drink with the downing of a comparable amount of water.
8. Don't overfill the tank. Truth be known, drinking too much water also can cause serious problems for exercisers, as can drinking too little. Consuming an excessive amount of fluid can lead to a condition known as hyponatremia, which results when the level of salt in the blood is unduly low. The consequences of having this condition can be life threatening in some situations.
9. Don't buy the smaller-sized clothes just yet. Water loss should not be confused with fat loss. Too many individuals mistake the relatively substantial loss ofweight that often occurs during an exercise session as fat loss. Unfortunately, it's fluid lost from sweating - not fat expendedwhile exercising. Individuals will replenish the loss of fluid as soon as they drink fluids again.
10. Don't forget to remember. Proper hydration is not only an issue for serious exercisers, it's a concern for everyone. As such, all individuals should pay attention to their fluid intake throughout the course of the day, starting with drinking a glass of water when they first wake up and continuing with taking sips of water throughout the day. In other words, people need to remember to make proper hydration a habit that they practice daily.
2012年8月5日星期日
Ways for Health/Fitness Professionals to Think Outside the Box
1. Determine what the box is. Your "box" is your normal way of doing and looking at things. Far too often, a person’s usual way of approaching life is to simply accept the status quo. Such an attitude can lead to falling into a rut, which in turn can stifle any interest you might otherwise have in changing your routine or how you handle your life. This choke point can be particularly devastating intellectually. One effective way to avoid such a mentally suffocating situation is to adopt a mind-set to always look for a better way in everything and to believe that one exists.
2. Challenge the assumptions that underlie your life. One of the best ways to start thinking outside of the box is to first identify and then challenge the assumptions that encompass your way of thinking inside the box that is your life. To consciously guide yourself down new pathways of looking at things, it is imperative to have a reasonable starting place for change. One such point is being aware of what you take for granted and being open to new ideas.
3. Avoid being in a routine. An active open mind is similar to a muscle - it needs to be exercised every day. You can exercise your mind sporadically or you can exercise it on a regular basis. To a major degree, the critical issue is your level of commitment. Either you have the personal discipline to make thinking outside the box an integral part of your life or you don’t.
4. Focus on the value of finding new ideas. One of the first steps in understanding the value of discovering new ways of looking at things is dismissing the idea that "there’s really nothing new under the sun." On the contrary, the world changes daily. Looking for and finding new ideas are not a waste of time. Rather, it can serve as the creative catalyst to enhance your life with new possibilities, new explorations, and new solutions.
5. Don’t be afraid. Fear, apathy, and indifference can turn a creative person into an in-the-box thinker. These factors also can serve as insurmountable barriers to testing your assumptions and applying your imagination to expand how you look at things.
6. Explore the absurd. One of the most effective ways to break up the rigidity that characterizes in-the-box thinking is to explore the highly unusual. Such a creative-thinking technique can dismantle conventional thinking patterns and stimulate new ways of looking at things. It also can lead to new ideas and concepts that otherwise might not occur if you were thinking about things in your usual way.
7. Listen to others. The ability to listen is one of the most important attributes that a person can possess. Contrary to the old saying, "what you don’t know can’t hurt you," what you don’t know can hurt you - particularly when it comes to thinking outside the box. At a minimum, your ability to tap into the feedback, ideas, suggestions, and possible solutions from others is compromised when you don’t listen well.
8. Accept more than one solution. In reality, most situations and problems can have more than one solution. Too many people believe that THEIR solution is THE only solution to a particular set of circumstances. Most situations, however, involve a multiplicity of issues, rather than a single problem and, likewise, entail a multiplicity of potential solutions. Having an open mind, being creative, and recasting a specific problem in a variety of ways can lead to a number of possible solutions - all of which can be helpful.
9. Use your brain. To think outside the box, you must be a critical thinker. You shouldn’t do something in a particular way just because that’s the way you’ve always done it or the way everybody else does it. Rather, you should apply critical-thinking means to help you solve problems, consider new information, or process new ideas. Truth be known, using your brain is the underlying basis for being creative.
10. Make time to be creative. Although everyday creative people tend to create as a matter of course, most individuals who opt to be creative need to make a conscious effort to see the world in new ways and need to be open to do things differently. Such an effort requires a commitment of both energy and time.
2. Challenge the assumptions that underlie your life. One of the best ways to start thinking outside of the box is to first identify and then challenge the assumptions that encompass your way of thinking inside the box that is your life. To consciously guide yourself down new pathways of looking at things, it is imperative to have a reasonable starting place for change. One such point is being aware of what you take for granted and being open to new ideas.
3. Avoid being in a routine. An active open mind is similar to a muscle - it needs to be exercised every day. You can exercise your mind sporadically or you can exercise it on a regular basis. To a major degree, the critical issue is your level of commitment. Either you have the personal discipline to make thinking outside the box an integral part of your life or you don’t.
4. Focus on the value of finding new ideas. One of the first steps in understanding the value of discovering new ways of looking at things is dismissing the idea that "there’s really nothing new under the sun." On the contrary, the world changes daily. Looking for and finding new ideas are not a waste of time. Rather, it can serve as the creative catalyst to enhance your life with new possibilities, new explorations, and new solutions.
5. Don’t be afraid. Fear, apathy, and indifference can turn a creative person into an in-the-box thinker. These factors also can serve as insurmountable barriers to testing your assumptions and applying your imagination to expand how you look at things.
6. Explore the absurd. One of the most effective ways to break up the rigidity that characterizes in-the-box thinking is to explore the highly unusual. Such a creative-thinking technique can dismantle conventional thinking patterns and stimulate new ways of looking at things. It also can lead to new ideas and concepts that otherwise might not occur if you were thinking about things in your usual way.
7. Listen to others. The ability to listen is one of the most important attributes that a person can possess. Contrary to the old saying, "what you don’t know can’t hurt you," what you don’t know can hurt you - particularly when it comes to thinking outside the box. At a minimum, your ability to tap into the feedback, ideas, suggestions, and possible solutions from others is compromised when you don’t listen well.
8. Accept more than one solution. In reality, most situations and problems can have more than one solution. Too many people believe that THEIR solution is THE only solution to a particular set of circumstances. Most situations, however, involve a multiplicity of issues, rather than a single problem and, likewise, entail a multiplicity of potential solutions. Having an open mind, being creative, and recasting a specific problem in a variety of ways can lead to a number of possible solutions - all of which can be helpful.
9. Use your brain. To think outside the box, you must be a critical thinker. You shouldn’t do something in a particular way just because that’s the way you’ve always done it or the way everybody else does it. Rather, you should apply critical-thinking means to help you solve problems, consider new information, or process new ideas. Truth be known, using your brain is the underlying basis for being creative.
10. Make time to be creative. Although everyday creative people tend to create as a matter of course, most individuals who opt to be creative need to make a conscious effort to see the world in new ways and need to be open to do things differently. Such an effort requires a commitment of both energy and time.
2012年8月3日星期五
The 'facts' behind energy bracelets
Recently a friend returned from a trip and brought me one of those energy/healing wrist bands as a gift, more so as a gag, since I had been questioning the fantastic claims that the producers make. This was a product that is similar to what you may have seen in the infomercials on television over the last year. The marketing wizards seem to have struck a nerve since these bands have become quite popular and I even saw some of the world junior players wearing them during games. Not surprisingly, the packaging on this product proclaimed that it would improve my balance, strength, flexibility and endurance. Quite a feat for a little piece of rubber with a couple of metallic looking stickers attached to it. I decided for this article I was going to dig a little deeper into these claims to see if there was any validity at all to any of it. I was not expecting to yield any results whatsoever.
A brief search on Google yields many results of the dubious muscle tests used on consumers to demonstrate the immediate difference the band makes. There are many videos on YouTube to show how the tests can be manipulated to yield the desired results. Power Balance; which is an Australian producer of one such product and likely one of the world leading producers has many prominent athletes endorsing their product and declaring how it improves their abilities. Recently, Power Balance was forced to remove any claims of increased strength, balance and flexibility from their packaging due to their inability to actually prove that the band was effective. A news report regarding this can be viewed here. This clearly has not slowed down the momentum of the company however, since in March 2011, Power Balance took over the naming rights to basketball arena where the NBA’s Sacramento Kings play, in a deal likely worth many millions. According to Wikipedia the financial situation for the company has now taken a turn for the worse. Power Balance’s legal troubles have now forced them into bankruptcy this past November; however, their website remains fully active as well as the naming rights to the arena.
Recently, some independent studies have taken to measure the relative effectiveness of the holographic wrist bands. Sadly for the companies these studies are clearly showing that there is no difference in strength, flexibility, and balance between their product and a placebo product. Two examples of these studies are here and here.
One of the more prominent recent products on the market is the iRenew bracelet which has had infomercials all over television in recent months. They utilize many of the familiar muscle and balance tests that have been used by other products and according to their website: “May promote balance, strength, endurance”. A medical doctor has also been used in the infomercials to endorse their products. iRenew claims that Selected Frequency Resonance (SFR) is the source of the benefits and that research studies have shown positive benefits and that further research is underway, yet no link to their research information is provided. The term Selected Frequency Resonance (SFR) appears to have no independent links and is a trademark term conjured up by the makers of iRenew. This bracelet however is SO helpful to its buyers that they want you to help spread the word and will send you two bracelets for the price of one as long you pay separate shipping. iRenew also has it prominently displayed on their website to actively avoid scam bracelets and make sure you purchase the real item.
A brief search on Google yields many results of the dubious muscle tests used on consumers to demonstrate the immediate difference the band makes. There are many videos on YouTube to show how the tests can be manipulated to yield the desired results. Power Balance; which is an Australian producer of one such product and likely one of the world leading producers has many prominent athletes endorsing their product and declaring how it improves their abilities. Recently, Power Balance was forced to remove any claims of increased strength, balance and flexibility from their packaging due to their inability to actually prove that the band was effective. A news report regarding this can be viewed here. This clearly has not slowed down the momentum of the company however, since in March 2011, Power Balance took over the naming rights to basketball arena where the NBA’s Sacramento Kings play, in a deal likely worth many millions. According to Wikipedia the financial situation for the company has now taken a turn for the worse. Power Balance’s legal troubles have now forced them into bankruptcy this past November; however, their website remains fully active as well as the naming rights to the arena.
Recently, some independent studies have taken to measure the relative effectiveness of the holographic wrist bands. Sadly for the companies these studies are clearly showing that there is no difference in strength, flexibility, and balance between their product and a placebo product. Two examples of these studies are here and here.
One of the more prominent recent products on the market is the iRenew bracelet which has had infomercials all over television in recent months. They utilize many of the familiar muscle and balance tests that have been used by other products and according to their website: “May promote balance, strength, endurance”. A medical doctor has also been used in the infomercials to endorse their products. iRenew claims that Selected Frequency Resonance (SFR) is the source of the benefits and that research studies have shown positive benefits and that further research is underway, yet no link to their research information is provided. The term Selected Frequency Resonance (SFR) appears to have no independent links and is a trademark term conjured up by the makers of iRenew. This bracelet however is SO helpful to its buyers that they want you to help spread the word and will send you two bracelets for the price of one as long you pay separate shipping. iRenew also has it prominently displayed on their website to actively avoid scam bracelets and make sure you purchase the real item.
2012年8月2日星期四
Top Five Advantages of Drinking More Water
The average person's body is made up of approximately 60 percent water. Although a good portion of this occurs naturally, proper hydration depends upon keeping your body hydrated. On days when you're feeling extra hungry, more tired than usual and a bit out of sorts, it's likely you're dehydrated. The advantages of drinking more water go well beyond hydrating your body's major organs and systems. Developing a habit that leads you drink water throughout the day will provide you with some wonderful benefits you might not have thought about.
Weight Loss - Drinking more water is an important aspect of weight loss that's often overlooked. Water helps you feel fuller, and it flushes away the by-products of fat as it breaks down. Many times when we feel hungry, we're actually thirsty.
Improved Appearance of Skin - When your skin has the proper hydration, it looks smoother and a lot more supple and is freer of irritation and redness. You know what it's like to get dry, chapped skin after being outside on a cold windy day. Think of dehydration as the issue that leads to skin becoming chapped from the inside out.
More Energy - When you're thirsty, you feel lethargic. This occurs because water helps to flush out waste and toxins that impair our bodies in many ways. More water in your body also helps your cardiovascular system run more efficiently so it can keep your heart pumping with less energy output.
Headache Relief - If you're suffering from chronic headaches, even though there are a lot of things that can cause it, but being dehydrated is one of them. Drinking more water can help relieve head aches and back pain, too.
Better Concentration - Our brains are made primarily of water. When your body is dehydrated it can lead to difficulty with focus at work or school. When you drink more water you'll find that your thinking is clearer and you're better able to concentrate on the task at hand.
To drink water regularly throughout the day, make it readily available so you don't have to interrupt your day to get water. Have a bottle on your desk at work, in your car, gym bag and on the end table near your favorite living room chair. When it becomes a habit, you'll soon find the advantages of drinking more water far outweigh any issues that prevented you from doing so before. Water is an essential part of life and as soon as you start enjoying the natural benefits of drinking more water, you'll begin to wonder why you waited so long.
Weight Loss - Drinking more water is an important aspect of weight loss that's often overlooked. Water helps you feel fuller, and it flushes away the by-products of fat as it breaks down. Many times when we feel hungry, we're actually thirsty.
Improved Appearance of Skin - When your skin has the proper hydration, it looks smoother and a lot more supple and is freer of irritation and redness. You know what it's like to get dry, chapped skin after being outside on a cold windy day. Think of dehydration as the issue that leads to skin becoming chapped from the inside out.
More Energy - When you're thirsty, you feel lethargic. This occurs because water helps to flush out waste and toxins that impair our bodies in many ways. More water in your body also helps your cardiovascular system run more efficiently so it can keep your heart pumping with less energy output.
Headache Relief - If you're suffering from chronic headaches, even though there are a lot of things that can cause it, but being dehydrated is one of them. Drinking more water can help relieve head aches and back pain, too.
Better Concentration - Our brains are made primarily of water. When your body is dehydrated it can lead to difficulty with focus at work or school. When you drink more water you'll find that your thinking is clearer and you're better able to concentrate on the task at hand.
To drink water regularly throughout the day, make it readily available so you don't have to interrupt your day to get water. Have a bottle on your desk at work, in your car, gym bag and on the end table near your favorite living room chair. When it becomes a habit, you'll soon find the advantages of drinking more water far outweigh any issues that prevented you from doing so before. Water is an essential part of life and as soon as you start enjoying the natural benefits of drinking more water, you'll begin to wonder why you waited so long.
2012年8月1日星期三
Covering Assets With Fitness Insurance
Fitness insurance can cover a wide array of areas having to do with the fitness world. These policies cover anything from group fitness instructors, mind-body and yoga teachers and personal trainers to fitness centers, health clubs, gyms and studios. There may also be other insurance policies to cover areas in fitness and wellness such as dance instructors, life coaches, martial arts, Pilates teachers and reiki practitioners. Equipment used in wellness activities can also be insured. In this area, it is very important to find coverage tailored specifically for the fitness industry.
For instance, a health club offering yoga classes may want to look into coverage for its instructors. A basic package may offer $2,000,000 for each occurrence and a $4,000,000 aggregate limit. One should also consider a miscellaneous professional liability policy to protect against any bodily injury because of either performing or not performing services. As a professional, a yoga instructor should also look into personal injury liability coverage for protection against lawsuits that involve libel, slander or wrongful invasion of privacy and possibly even sexual abuse liability coverage.
A fitness insurance policy covering the whole health club will involve many of the same types of policies as found with those in a yoga package but to different extents. A health club package can include activities and areas of a building including courts, group exercise, Jacuzzi, suntan booths, swimming, weightlifting and whirlpool among others. In some states, it may also be possible to include building and personal property or home liability coverage as well as a policy that covers both renter and landlord of a rented facility.
There are also policies tailored for personal trainers that help them build a basic business strategy as well as keep an image as ethical, professional and serious. Like yoga instructors, personal trainers need personal injury liability to protect against lawsuits that threaten their reputations. However, coverage may need to extend beyond health club facilities to include all locations including clients' homes. In this case, liability and trip and fall coverage is essential for those who offer training services including athletic trainers and sports conditioning professionals.
Fitness insurance can also cover a wide range of other areas including bonds, employment practices liability, general liability in areas including professional liability and tanning, property, umbrellas and worker's compensation. One may work with an agent or broker that is familiar with insurance targeted toward the fitness industry in order to find the best policy possible that covers all needs whether working for a health club or as an individual instructor or trainer. It is important in this industry to protect one's reputation as well as assets to maintain a successful presence in the world of fitness and wellness.
For instance, a health club offering yoga classes may want to look into coverage for its instructors. A basic package may offer $2,000,000 for each occurrence and a $4,000,000 aggregate limit. One should also consider a miscellaneous professional liability policy to protect against any bodily injury because of either performing or not performing services. As a professional, a yoga instructor should also look into personal injury liability coverage for protection against lawsuits that involve libel, slander or wrongful invasion of privacy and possibly even sexual abuse liability coverage.
A fitness insurance policy covering the whole health club will involve many of the same types of policies as found with those in a yoga package but to different extents. A health club package can include activities and areas of a building including courts, group exercise, Jacuzzi, suntan booths, swimming, weightlifting and whirlpool among others. In some states, it may also be possible to include building and personal property or home liability coverage as well as a policy that covers both renter and landlord of a rented facility.
There are also policies tailored for personal trainers that help them build a basic business strategy as well as keep an image as ethical, professional and serious. Like yoga instructors, personal trainers need personal injury liability to protect against lawsuits that threaten their reputations. However, coverage may need to extend beyond health club facilities to include all locations including clients' homes. In this case, liability and trip and fall coverage is essential for those who offer training services including athletic trainers and sports conditioning professionals.
Fitness insurance can also cover a wide range of other areas including bonds, employment practices liability, general liability in areas including professional liability and tanning, property, umbrellas and worker's compensation. One may work with an agent or broker that is familiar with insurance targeted toward the fitness industry in order to find the best policy possible that covers all needs whether working for a health club or as an individual instructor or trainer. It is important in this industry to protect one's reputation as well as assets to maintain a successful presence in the world of fitness and wellness.
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